Strategy, Innovation, Talent and Leadership Perspectives for Today’s Banking Leaders

Brian Love of Travillian speaking on a Chief Deposit Officer panel at The 2026 Deposit Conference in Chicago
Banking, Talent

Travillian at The 2026 Deposit Conference: Brian Love Talks Talent, Deposits & Storytelling

This week, Travillian headed to Chicago for The 2026 Deposit Conference, and our usual host found himself on the other side of the mic. Between leading a panel on the rise of the Chief Deposit Officer and catching up with industry leaders, Brian Love, our Head of Banking & Fintech, slipped backstage for an interview with Caleb Stevens of SouthState Bank to answer the questions for once.

The Latest

Travillian's banking and fintech executive placements
Banking, Talent

What Travillian’s Placements Reveal About the Future of Bank Leadership: A Note from Brian Love, Head of Banking & Fintech

What do this year’s banking and fintech executive placements have in common? Despite different titles, markets, and business models, they’re all centered on one goal: building leadership teams ready for the future…

By
Travillian's banking and fintech executive placements
Banking, Talent

What Travillian’s Placements Reveal About the Future of Bank Leadership: A Note from Brian Love, Head of Banking & Fintech

What do this year’s banking and fintech executive placements have in common? Despite different titles, markets, and business models, they’re all centered on one goal: building leadership teams ready for the future…

By
Executive office overlooking a city skyline as a massive tsunami approaches, symbolizing the coming wave of CEO retirements and bank succession planning.
Talent, Leadership, Succession Planning

A Retirement Tsunami? What CEO Age Signals About Succession

Half of major bank CEOs are now over 65. Is a “retirement tsunami” about to hit executive leadership, or is there more to the succession story? We dig into the data behind CEO age, tenure, and M&A…

By
Executive office overlooking a city skyline as a massive tsunami approaches, symbolizing the coming wave of CEO retirements and bank succession planning.
Talent, Leadership, Succession Planning

A Retirement Tsunami? What CEO Age Signals About Succession

Half of major bank CEOs are now over 65. Is a “retirement tsunami” about to hit executive leadership, or is there more to the succession story? We dig into the data behind CEO age, tenure, and M&A…

By
Businessman choosing between a community bank and a national bank, illustrating how business account opening drives deposit growth — a challenge Linker Finance helps solve for community banks.
Banking, Deposits, Fintech, Tech & Innovation

Why Community Banks Win the Loan But Lose the Deposits

Community banks dominate small business lending but keep losing deposits to megabanks. The breakdown starts with business account opening — a process most banks can’t offer end-to-end. Here’s why, and how they can fight back for deposits.

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Businessman choosing between a community bank and a national bank, illustrating how business account opening drives deposit growth — a challenge Linker Finance helps solve for community banks.
Banking, Deposits, Fintech, Tech & Innovation

Why Community Banks Win the Loan But Lose the Deposits

Community banks dominate small business lending but keep losing deposits to megabanks. The breakdown starts with business account opening — a process most banks can’t offer end-to-end. Here’s why, and how they can fight back for deposits.

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Community bank capital markets roundtable on Travillian Next with Brian Love, Matt Shields, Michael Howard, and Joe Chybowski
Wall Street, Capital Markets, Investing, M&A, Succession Planning, Talent

Playing the Hits! A Roundtable Discussion with Bridgewater Bank’s Joe Chybowski, AllianceBernstein’s Michael Howard, and Performance Trust’s Matt Shields

Performance Trust’s Matt Shields, AllianceBernstein’s Michael Howard, and Bridgewater Bank’s Joe Chybowski on why capital is flowing again and what separates the banks that can capitalize on it…

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Community bank capital markets roundtable on Travillian Next with Brian Love, Matt Shields, Michael Howard, and Joe Chybowski
Wall Street, Capital Markets, Investing, M&A, Succession Planning, Talent

Playing the Hits! A Roundtable Discussion with Bridgewater Bank’s Joe Chybowski, AllianceBernstein’s Michael Howard, and Performance Trust’s Matt Shields

Performance Trust’s Matt Shields, AllianceBernstein’s Michael Howard, and Bridgewater Bank’s Joe Chybowski on why capital is flowing again and what separates the banks that can capitalize on it…

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Community bank independence — community bank leaders on staying independent amid industry consolidation
Banking

Fighting to Stay Independent: How 4 Bank CEOs Are Defending Community Banking

Four bank CEOs on what it really takes to stay independent — from First Mid’s disciplined M&A and Rhinebeck’s second-step conversion to Valley National and WaFd’s public case against too-big-to-fail…

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Community bank independence — community bank leaders on staying independent amid industry consolidation
Banking

Fighting to Stay Independent: How 4 Bank CEOs Are Defending Community Banking

Four bank CEOs on what it really takes to stay independent — from First Mid’s disciplined M&A and Rhinebeck’s second-step conversion to Valley National and WaFd’s public case against too-big-to-fail…

By
Alex Treece of Stable Core and Brandon Hanson of Bank of Utah discuss community banking stablecoins on Travillian Next
Banking, Cryptocurrency, Digital Assets, Fintech, Strategy, Tech & Innovation

Community Banking’s Stablecoin Moment: Why Now Is the Time to Act

Stablecore’s Alex Treece and Bank of Utah’s Branden Hansen on why now is the moment for community banks to act on stablecoins, from the GENIUS Act to new use cases, deposit risk, and the race with fintechs…

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Alex Treece of Stable Core and Brandon Hanson of Bank of Utah discuss community banking stablecoins on Travillian Next
Banking, Cryptocurrency, Digital Assets, Fintech, Strategy, Tech & Innovation

Community Banking’s Stablecoin Moment: Why Now Is the Time to Act

Stablecore’s Alex Treece and Bank of Utah’s Branden Hansen on why now is the moment for community banks to act on stablecoins, from the GENIUS Act to new use cases, deposit risk, and the race with fintechs…

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Ian Moloney, Chief Policy Officer at the American Fintech Council, on Travillian Next discussing what's changing in bank compliance, from regulatory oversight to AI
Banking, Artificial Intelligence (A.I.), Legal, Risk & Compliance, Tech & Innovation

What’s Changing in Bank Compliance, From Regulatory Oversight to AI: Ian Moloney, Chief Policy Officer at AFC

American Fintech Council’s chief policy officer on what’s changing for bank compliance teams, from reputation risk leaving the exam handbooks to where AI now fits into supervision…

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Ian Moloney, Chief Policy Officer at the American Fintech Council, on Travillian Next discussing what's changing in bank compliance, from regulatory oversight to AI
Banking, Artificial Intelligence (A.I.), Legal, Risk & Compliance, Tech & Innovation

What’s Changing in Bank Compliance, From Regulatory Oversight to AI: Ian Moloney, Chief Policy Officer at AFC

American Fintech Council’s chief policy officer on what’s changing for bank compliance teams, from reputation risk leaving the exam handbooks to where AI now fits into supervision…

By
Steve Plunk, former OCC examiner, discussing the Penn Square Bank failure on Travillian Next
Banking, Credit & Lending, Risk & Compliance, Succession Planning, Talent

The Bank Failure That Sent a Ripple Through American Banking: Steve Plunk’s Lessons from Penn Square

The OCC examiner at the center of the Penn Square collapse on the one balance-sheet line that unraveled it all, and the credit discipline that still separates strong banks from fragile ones…

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Steve Plunk, former OCC examiner, discussing the Penn Square Bank failure on Travillian Next
Banking, Credit & Lending, Risk & Compliance, Succession Planning, Talent

The Bank Failure That Sent a Ripple Through American Banking: Steve Plunk’s Lessons from Penn Square

The OCC examiner at the center of the Penn Square collapse on the one balance-sheet line that unraveled it all, and the credit discipline that still separates strong banks from fragile ones…

By
Travillian's Conference Crawl podcast: Amber Buker and Brian Love deliver a bank & fintech recap of May 2026 conferences
Banking, Talent, Tech & Innovation

Travillian’s Conference Crawl: What Amber & Brian Heard at Finovate, D.A. Davidson, Alloy Labs, and S&P Global

An honest, occasionally goofy recap from Travillian’s Amber Buker and Brian Love on what May’s biggest banking and fintech conferences revealed about talent, stablecoin, M&A, and the road ahead…

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Travillian's Conference Crawl podcast: Amber Buker and Brian Love deliver a bank & fintech recap of May 2026 conferences
Banking, Talent, Tech & Innovation

Travillian’s Conference Crawl: What Amber & Brian Heard at Finovate, D.A. Davidson, Alloy Labs, and S&P Global

An honest, occasionally goofy recap from Travillian’s Amber Buker and Brian Love on what May’s biggest banking and fintech conferences revealed about talent, stablecoin, M&A, and the road ahead…

By
Matthew Smith, President and CEO of Rhinebeck Bank, on the Travillian Next podcast discussing community banking strategy and technology
Banking, Company Culture, Hiring Trends, Leadership, Strategy, Talent, Tech & Innovation

CEO Matthew Smith on Building Rhinebeck Bank’s Next 160 Years

Rhinebeck Bank CEO Matthew Smith on Community Banking, Open Architecture, and the Next 160 Years In this episode of Travillian…
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Matthew Smith, President and CEO of Rhinebeck Bank, on the Travillian Next podcast discussing community banking strategy and technology
Banking, Company Culture, Hiring Trends, Leadership, Strategy, Talent, Tech & Innovation

CEO Matthew Smith on Building Rhinebeck Bank’s Next 160 Years

Rhinebeck Bank CEO Matthew Smith on Community Banking, Open Architecture, and the Next 160 Years In this episode of Travillian…
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Travillian's Amber Buker with Chris Nichols of SouthState Bank, Cory LeBlanc of Locality Bank, and Siya Vansia of ConnectOne Bank at S&P Global's Community Bankers Conference 2026
Banking, Talent, Tech & Innovation

Travillian’s Amber Buker Heads to S&P Global’s Community Bankers Conference: Nichols, LeBlanc, and Vansia on Stablecoin, Ownership, and the Talent Stack

Each spring, bank and fintech professionals take to the road for a whirlwind tour of the conference circuit, and this…
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Travillian's Amber Buker with Chris Nichols of SouthState Bank, Cory LeBlanc of Locality Bank, and Siya Vansia of ConnectOne Bank at S&P Global's Community Bankers Conference 2026
Banking, Talent, Tech & Innovation

Travillian’s Amber Buker Heads to S&P Global’s Community Bankers Conference: Nichols, LeBlanc, and Vansia on Stablecoin, Ownership, and the Talent Stack

Each spring, bank and fintech professionals take to the road for a whirlwind tour of the conference circuit, and this…
By
Heather Luck, EVP and Chief Financial Officer at Five Star Bank, sits down with Travillian's Amber Buker for an on-location, documentary-style interview filmed inside Five Star Bank.
Banking, Leadership, Talent

“We Don’t Carry Any Dead Weight” — Inside Five Star Bank’s Financial Engine with CFO Heather Luck (Part 2)

CFO Heather Luck, breaks down how one of California’s fastest-growing community banks keeps its efficiency ratio in the low 40s while spending big on people, tech, and branches…

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Heather Luck, EVP and Chief Financial Officer at Five Star Bank, sits down with Travillian's Amber Buker for an on-location, documentary-style interview filmed inside Five Star Bank.
Banking, Leadership, Talent

“We Don’t Carry Any Dead Weight” — Inside Five Star Bank’s Financial Engine with CFO Heather Luck (Part 2)

CFO Heather Luck, breaks down how one of California’s fastest-growing community banks keeps its efficiency ratio in the low 40s while spending big on people, tech, and branches…

By
Executive reviewing comp data and compensation study binder in office, illustrating challenges in using comp data for bank hiring decisions
Banking, Talent

Why Comp Data Alone Won’t Win Your Next Executive Hire

Many community banks rely on comp data as a guidepost, but it rarely reflects the realities of the hire in front of them. Brian Love breaks it all down…

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Executive reviewing comp data and compensation study binder in office, illustrating challenges in using comp data for bank hiring decisions
Banking, Talent

Why Comp Data Alone Won’t Win Your Next Executive Hire

Many community banks rely on comp data as a guidepost, but it rarely reflects the realities of the hire in front of them. Brian Love breaks it all down…

By
Mike Lettig and Jackson Brossy of Huntington Bank's Native American Financial Services team discuss the $26 billion federal contracting opportunity in Indian Country with Travillian host Amber Buker.
Banking

Banking the Nation: Huntington Bank Executives on the $26B Federal Contracting Opportunity in Indian Country

From dismantling misconceptions about tribal creditworthiness and sovereignty to uncovering a $26 billion federal contracting ecosystem most bankers have never heard of…

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Mike Lettig and Jackson Brossy of Huntington Bank's Native American Financial Services team discuss the $26 billion federal contracting opportunity in Indian Country with Travillian host Amber Buker.
Banking

Banking the Nation: Huntington Bank Executives on the $26B Federal Contracting Opportunity in Indian Country

From dismantling misconceptions about tribal creditworthiness and sovereignty to uncovering a $26 billion federal contracting ecosystem most bankers have never heard of…

By
Joseph Dively, Chairman and CEO of First Mid Bank & Trust, joins Travillian's Andrew Liesch and Brian Love to discuss community banking strategy, M&A, and leadership.
Banking, Leadership, Strategy, Talent

Fight Like Heck to Stay Independent: How First Mid Bank & Trust Built a $9 Billion Community Banking Powerhouse

How First Mid Bank & Trust scaled to $9 billion by pairing disciplined M&A, long-term relationships, and a leadership strategy built for independence…

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Joseph Dively, Chairman and CEO of First Mid Bank & Trust, joins Travillian's Andrew Liesch and Brian Love to discuss community banking strategy, M&A, and leadership.
Banking, Leadership, Strategy, Talent

Fight Like Heck to Stay Independent: How First Mid Bank & Trust Built a $9 Billion Community Banking Powerhouse

How First Mid Bank & Trust scaled to $9 billion by pairing disciplined M&A, long-term relationships, and a leadership strategy built for independence…

By
Highest-valued banks analysis showing deposits, discipline, and differentiation with banking performance charts and valuation metrics
Banking, M&A, Wall Street

What Sets the Industry’s Highest-Valued Banks Apart | Deposits, Discipline, and Differentiation

A closer look at why some banks command premium valuations, and how strategy, not just profitability, separates them from the pack…

By
Highest-valued banks analysis showing deposits, discipline, and differentiation with banking performance charts and valuation metrics
Banking, M&A, Wall Street

What Sets the Industry’s Highest-Valued Banks Apart | Deposits, Discipline, and Differentiation

A closer look at why some banks command premium valuations, and how strategy, not just profitability, separates them from the pack…

By
Cannabis banking illustrated through the supply chain from grower and processor to dispensary and community bank
Banking

Cannabis Banking and the Boardroom: What Bank Directors Need to Know Before Entering the Industry

What Should Bank Boards Know Before Banking Cannabis?  More than a decade into state‑level legalization, federal policy remains stuck in neutral, forcing institutions…
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Cannabis banking illustrated through the supply chain from grower and processor to dispensary and community bank
Banking

Cannabis Banking and the Boardroom: What Bank Directors Need to Know Before Entering the Industry

What Should Bank Boards Know Before Banking Cannabis?  More than a decade into state‑level legalization, federal policy remains stuck in neutral, forcing institutions…
By
Jennifer Docherty, Bank on Women, Performance Trust Capital Partners
Banking, Leadership, Succession Planning, Talent

How Community Banks Can Build Stronger and More Diverse Bank Boards — Jennifer Docherty, Founder of Bank on Women

Jennifer Docherty of Bank on Women breaks down the structural dynamics that shape how directors are recruited, the research behind why reaching…

By
Jennifer Docherty, Bank on Women, Performance Trust Capital Partners
Banking, Leadership, Succession Planning, Talent

How Community Banks Can Build Stronger and More Diverse Bank Boards — Jennifer Docherty, Founder of Bank on Women

Jennifer Docherty of Bank on Women breaks down the structural dynamics that shape how directors are recruited, the research behind why reaching…

By
Mike Higgins discussing community bank compensation strategy and incentive design in the banking war for talent on Travillian Next
Banking, Talent

Winning the War for Talent: Why Compensation Strategy Matters More Than Ever

As competition for producers intensifies, Mike Higgins breaks down the shift away from bonus “parades” and toward a “Bank of One” model…

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Mike Higgins discussing community bank compensation strategy and incentive design in the banking war for talent on Travillian Next
Banking, Talent

Winning the War for Talent: Why Compensation Strategy Matters More Than Ever

As competition for producers intensifies, Mike Higgins breaks down the shift away from bonus “parades” and toward a “Bank of One” model…

By
Chuck Nabhan, Managing Director and Equity Research Analyst at Stephens, discusses fintech valuations and core banking technology against a modern financial services backdrop.
Artificial Intelligence (A.I.), Fintech, Tech & Innovation

Beyond the Hype: Stephens’ Chuck Nabhan on the “Fact vs. Fiction” of Fintech Valuations

Keith Daly, Principal, Banking & Fintech Search at Travillian, sits down with Chuck Nabhan, Managing Director and Equity Research Analyst…
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Chuck Nabhan, Managing Director and Equity Research Analyst at Stephens, discusses fintech valuations and core banking technology against a modern financial services backdrop.
Artificial Intelligence (A.I.), Fintech, Tech & Innovation

Beyond the Hype: Stephens’ Chuck Nabhan on the “Fact vs. Fiction” of Fintech Valuations

Keith Daly, Principal, Banking & Fintech Search at Travillian, sits down with Chuck Nabhan, Managing Director and Equity Research Analyst…
By
Dimitar Karaivanov of Community Bank System and C.K. Lee of InterBank discuss bank strategy and leadership on the Wall Street to Main Street Travillian Next podcast
Wall Street, Banking

Wall Street to Main Street: CEOs Dimitar Karaivanov and C.K. Lee on Strategy, Talent, and Long-Term Growth

As community banks face rising complexity, tighter margins, and higher expectations from boards and regulators, leadership backgrounds are evolving. Dimitar…
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Dimitar Karaivanov of Community Bank System and C.K. Lee of InterBank discuss bank strategy and leadership on the Wall Street to Main Street Travillian Next podcast
Wall Street, Banking

Wall Street to Main Street: CEOs Dimitar Karaivanov and C.K. Lee on Strategy, Talent, and Long-Term Growth

As community banks face rising complexity, tighter margins, and higher expectations from boards and regulators, leadership backgrounds are evolving. Dimitar…
By
Amber Buker and Andrew Liesch Q&A about Bank Director’s Acquire or Be Acquired (AOBA) conference in Phoenix, where discussions focused on bank strategy, technology, and competition beyond M&A.
Banking, M&A, Tech & Innovation, Wall Street

The Technology Takeover in the Desert: An AOBA Recap with Andrew Liesch, Travillian’s Head of Bank Strategy

Bank Director’s Acquire or Be Acquired has long been known as the industry’s marquee M&A conference. But this year in…
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Amber Buker and Andrew Liesch Q&A about Bank Director’s Acquire or Be Acquired (AOBA) conference in Phoenix, where discussions focused on bank strategy, technology, and competition beyond M&A.
Banking, M&A, Tech & Innovation, Wall Street

The Technology Takeover in the Desert: An AOBA Recap with Andrew Liesch, Travillian’s Head of Bank Strategy

Bank Director’s Acquire or Be Acquired has long been known as the industry’s marquee M&A conference. But this year in…
By
Stock chart rising in front of a bank building silhouette representing differentiated banks driving outsized returns in bank stocks
Capital Markets, M&A, Wall Street

Where to Find Outsized Returns in Bank Land (Hint: Look for Differentiated Stories)

Why Some Banks Outperformed in 2025 Throughout January, I had several management teams ask me what drove some banks to…
By
Stock chart rising in front of a bank building silhouette representing differentiated banks driving outsized returns in bank stocks
Capital Markets, M&A, Wall Street

Where to Find Outsized Returns in Bank Land (Hint: Look for Differentiated Stories)

Why Some Banks Outperformed in 2025 Throughout January, I had several management teams ask me what drove some banks to…
By
Pathward bank leadership discussing culture-first talent strategy and innovation with Anthony Sharett, President at Pathward Bank
Talent, Company Culture

Culture as a Talent Magnet: How Pathward Earned an 84% Employee Satisfaction Score

Pathward’s culture-first approach has become a competitive advantage in attracting and retaining top banking talent…

By
Pathward bank leadership discussing culture-first talent strategy and innovation with Anthony Sharett, President at Pathward Bank
Talent, Company Culture

Culture as a Talent Magnet: How Pathward Earned an 84% Employee Satisfaction Score

Pathward’s culture-first approach has become a competitive advantage in attracting and retaining top banking talent…

By
Starion Bank leadership succession discussion with CEO Craig Larson and President Dave Rogstad
Talent, Leadership, Succession Planning

Succession Without Shortcuts: Lessons from Starion Bank’s President Search

Starion Bank CEO Craig Larson and President Dave Rogstad share the real story behind their leadership transition…

By
Starion Bank leadership succession discussion with CEO Craig Larson and President Dave Rogstad
Talent, Leadership, Succession Planning

Succession Without Shortcuts: Lessons from Starion Bank’s President Search

Starion Bank CEO Craig Larson and President Dave Rogstad share the real story behind their leadership transition…

By
Bank executives reviewing merger and acquisition strategy amid rising bank M&A activity
M&A, Wall Street

3 Takeaways from the Recent Surge in Bank M&A and 1 Forecast (Plus Deal-Related Stock Ideas for 2026!)

Bank M&A Activity Is Increasing as Regulatory and Economic Frictions Ease The bank M&A environment is on fire! In 4Q25 alone, there…
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Bank executives reviewing merger and acquisition strategy amid rising bank M&A activity
M&A, Wall Street

3 Takeaways from the Recent Surge in Bank M&A and 1 Forecast (Plus Deal-Related Stock Ideas for 2026!)

Bank M&A Activity Is Increasing as Regulatory and Economic Frictions Ease The bank M&A environment is on fire! In 4Q25 alone, there…
By
Community bank recruiting leaders, Brian Love, Amber Buker, Keith Daly, discussing talent strategy and leadership hiring for 2026
Banking, Leadership, Talent

All I Want for Christmas is a Strategic CFO: Community Bank & Fintech Talent Advice from Travillian

What 2025 Revealed About Community Bank Talent 2025 was anything but predictable for community banks navigating the talent market. Early…
By
Community bank recruiting leaders, Brian Love, Amber Buker, Keith Daly, discussing talent strategy and leadership hiring for 2026
Banking, Leadership, Talent

All I Want for Christmas is a Strategic CFO: Community Bank & Fintech Talent Advice from Travillian

What 2025 Revealed About Community Bank Talent 2025 was anything but predictable for community banks navigating the talent market. Early…
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Bank M&A discussion featuring investment bankers Dan Flaherty of Janney Montgomery Scott and Eugene Katz of D.A. Davidson with Travillian’s Brian Love and Andrew Liesch on diligence, culture, and deal strategy.
Wall Street, M&A

The Long Game of Bank M&A: Janney and D.A. Davidson on Diligence, Culture, and What Comes Next

From Deal Volume to Deal Quality: What’s Driving Today’s Bank M&A After years of regulatory drag, valuation gaps, and general…
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Bank M&A discussion featuring investment bankers Dan Flaherty of Janney Montgomery Scott and Eugene Katz of D.A. Davidson with Travillian’s Brian Love and Andrew Liesch on diligence, culture, and deal strategy.
Wall Street, M&A

The Long Game of Bank M&A: Janney and D.A. Davidson on Diligence, Culture, and What Comes Next

From Deal Volume to Deal Quality: What’s Driving Today’s Bank M&A After years of regulatory drag, valuation gaps, and general…
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Your Inside Look at Banking & Fintech

Travillian Next, launched in early 2020, is dedicated to producing original, behind-the-scenes content for the banking & fintech industries.