Strategy, Innovation, Talent and Leadership Perspectives for Today’s Banking Leaders

Brian Love of Travillian speaking on a Chief Deposit Officer panel at The 2026 Deposit Conference in Chicago
Banking, Talent

Travillian at The 2026 Deposit Conference: Brian Love Talks Talent, Deposits & Storytelling

This week, Travillian headed to Chicago for The 2026 Deposit Conference, and our usual host found himself on the other side of the mic. Between leading a panel on the rise of the Chief Deposit Officer and catching up with industry leaders, Brian Love, our Head of Banking & Fintech, slipped backstage for an interview with Caleb Stevens of SouthState Bank to answer the questions for once.

The Latest

Bank executives reviewing 2Q bank tech earnings and IT spending trends on a dashboard
Tech & Innovation, Artificial Intelligence (A.I.), Investing, IT, Wall Street

What 2Q Bank Tech Earnings Say About AI, IT Spending, and Efficiency

Fraud spend with measurable ROI, AI that’s only as good as your data, and an efficiency push that isn’t AI-driven yet — inside 2Q bank tech earnings…

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Bank executives reviewing 2Q bank tech earnings and IT spending trends on a dashboard
Tech & Innovation, Artificial Intelligence (A.I.), Investing, IT, Wall Street

What 2Q Bank Tech Earnings Say About AI, IT Spending, and Efficiency

Fraud spend with measurable ROI, AI that’s only as good as your data, and an efficiency push that isn’t AI-driven yet — inside 2Q bank tech earnings…

By
Chris Marinac, Director of Research at Brean Capital, on Q2 2026 bank earnings
Wall Street, Banking, Deposits, M&A, Succession Planning, Talent

“Margin Is Just a Statistic — Net Interest Income Pays the Bills”: Chris Marinac, Director of Research at Brean Capital, on Earnings Season

Rising margins, disciplined capital, and a talent pipeline in need of rebuilding. Chris Marinac, Director of Research at Brean Capital, joins us to unpack what Q2 2026 earnings reveal about the banks positioned to win, and the ones being watched…

By
Chris Marinac, Director of Research at Brean Capital, on Q2 2026 bank earnings
Wall Street, Banking, Deposits, M&A, Succession Planning, Talent

“Margin Is Just a Statistic — Net Interest Income Pays the Bills”: Chris Marinac, Director of Research at Brean Capital, on Earnings Season

Rising margins, disciplined capital, and a talent pipeline in need of rebuilding. Chris Marinac, Director of Research at Brean Capital, joins us to unpack what Q2 2026 earnings reveal about the banks positioned to win, and the ones being watched…

By
Travillian's banking and fintech executive placements
Banking, Talent

What Travillian’s Placements Reveal About the Future of Bank Leadership: A Note from Brian Love, Head of Banking & Fintech

What do this year’s banking and fintech executive placements have in common? Despite different titles, markets, and business models, they’re all centered on one goal: building leadership teams ready for the future…

By
Travillian's banking and fintech executive placements
Banking, Talent

What Travillian’s Placements Reveal About the Future of Bank Leadership: A Note from Brian Love, Head of Banking & Fintech

What do this year’s banking and fintech executive placements have in common? Despite different titles, markets, and business models, they’re all centered on one goal: building leadership teams ready for the future…

By
Executive office overlooking a city skyline as a massive tsunami approaches, symbolizing the coming wave of CEO retirements and bank succession planning.
Talent, Leadership, Succession Planning

A Retirement Tsunami? What CEO Age Signals About Succession

Half of major bank CEOs are now over 65. Is a “retirement tsunami” about to hit executive leadership, or is there more to the succession story? We dig into the data behind CEO age, tenure, and M&A…

By
Executive office overlooking a city skyline as a massive tsunami approaches, symbolizing the coming wave of CEO retirements and bank succession planning.
Talent, Leadership, Succession Planning

A Retirement Tsunami? What CEO Age Signals About Succession

Half of major bank CEOs are now over 65. Is a “retirement tsunami” about to hit executive leadership, or is there more to the succession story? We dig into the data behind CEO age, tenure, and M&A…

By
Community bank capital markets roundtable on Travillian Next with Brian Love, Matt Shields, Michael Howard, and Joe Chybowski
Wall Street, Capital Markets, Investing, M&A, Succession Planning, Talent

Playing the Hits! A Roundtable Discussion with Bridgewater Bank’s Joe Chybowski, AllianceBernstein’s Michael Howard, and Performance Trust’s Matt Shields

Performance Trust’s Matt Shields, AllianceBernstein’s Michael Howard, and Bridgewater Bank’s Joe Chybowski on why capital is flowing again and what separates the banks that can capitalize on it…

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Community bank capital markets roundtable on Travillian Next with Brian Love, Matt Shields, Michael Howard, and Joe Chybowski
Wall Street, Capital Markets, Investing, M&A, Succession Planning, Talent

Playing the Hits! A Roundtable Discussion with Bridgewater Bank’s Joe Chybowski, AllianceBernstein’s Michael Howard, and Performance Trust’s Matt Shields

Performance Trust’s Matt Shields, AllianceBernstein’s Michael Howard, and Bridgewater Bank’s Joe Chybowski on why capital is flowing again and what separates the banks that can capitalize on it…

By
Patrick Slain of Stearns Bank on building a BaaS program over a six-year timeline
Tech & Innovation, BaaS, Fintech

A Six-Year Build, Not a Three-Month Win: Patrick Slain of Stearns Bank on the BaaS Long Game

Most BaaS programs stumble on timeline and risk, not technology. A two-time builder breaks down what makes one work and the fintech red flags that end deals early…

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Patrick Slain of Stearns Bank on building a BaaS program over a six-year timeline
Tech & Innovation, BaaS, Fintech

A Six-Year Build, Not a Three-Month Win: Patrick Slain of Stearns Bank on the BaaS Long Game

Most BaaS programs stumble on timeline and risk, not technology. A two-time builder breaks down what makes one work and the fintech red flags that end deals early…

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Community bank independence — community bank leaders on staying independent amid industry consolidation
Banking

Fighting to Stay Independent: How 4 Bank CEOs Are Defending Community Banking

Four bank CEOs on what it really takes to stay independent — from First Mid’s disciplined M&A and Rhinebeck’s second-step conversion to Valley National and WaFd’s public case against too-big-to-fail…

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Community bank independence — community bank leaders on staying independent amid industry consolidation
Banking

Fighting to Stay Independent: How 4 Bank CEOs Are Defending Community Banking

Four bank CEOs on what it really takes to stay independent — from First Mid’s disciplined M&A and Rhinebeck’s second-step conversion to Valley National and WaFd’s public case against too-big-to-fail…

By
Alex Treece of Stable Core and Brandon Hanson of Bank of Utah discuss community banking stablecoins on Travillian Next
Banking, Cryptocurrency, Digital Assets, Fintech, Strategy, Tech & Innovation

Community Banking’s Stablecoin Moment: Why Now Is the Time to Act

Stablecore’s Alex Treece and Bank of Utah’s Branden Hansen on why now is the moment for community banks to act on stablecoins, from the GENIUS Act to new use cases, deposit risk, and the race with fintechs…

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Alex Treece of Stable Core and Brandon Hanson of Bank of Utah discuss community banking stablecoins on Travillian Next
Banking, Cryptocurrency, Digital Assets, Fintech, Strategy, Tech & Innovation

Community Banking’s Stablecoin Moment: Why Now Is the Time to Act

Stablecore’s Alex Treece and Bank of Utah’s Branden Hansen on why now is the moment for community banks to act on stablecoins, from the GENIUS Act to new use cases, deposit risk, and the race with fintechs…

By
Steve Plunk, former OCC examiner, discussing the Penn Square Bank failure on Travillian Next
Banking, Credit & Lending, Risk & Compliance, Succession Planning, Talent

The Bank Failure That Sent a Ripple Through American Banking: Steve Plunk’s Lessons from Penn Square

The OCC examiner at the center of the Penn Square collapse on the one balance-sheet line that unraveled it all, and the credit discipline that still separates strong banks from fragile ones…

By
Steve Plunk, former OCC examiner, discussing the Penn Square Bank failure on Travillian Next
Banking, Credit & Lending, Risk & Compliance, Succession Planning, Talent

The Bank Failure That Sent a Ripple Through American Banking: Steve Plunk’s Lessons from Penn Square

The OCC examiner at the center of the Penn Square collapse on the one balance-sheet line that unraveled it all, and the credit discipline that still separates strong banks from fragile ones…

By
Brent Beardall of WaFd and Simone Lagomarsino of Luther Burbank Savings with host Brian Love on the Travillian Next podcast
Banking, Leadership, M&A, Strategy, Talent, Wall Street

Brent Beardall & Simone Lagomarsino: Two Bank CEOs on Leadership, M&A, and the Deal That Made Them Family

Brent Beardall takes us from the bank file room to the CEO seat, then gets surprised on camera by Simone Lagomarsino for an honest conversation about leadership, M&A, and the deal that made them family…

By
Brent Beardall of WaFd and Simone Lagomarsino of Luther Burbank Savings with host Brian Love on the Travillian Next podcast
Banking, Leadership, M&A, Strategy, Talent, Wall Street

Brent Beardall & Simone Lagomarsino: Two Bank CEOs on Leadership, M&A, and the Deal That Made Them Family

Brent Beardall takes us from the bank file room to the CEO seat, then gets surprised on camera by Simone Lagomarsino for an honest conversation about leadership, M&A, and the deal that made them family…

By
Travillian's Conference Crawl podcast: Amber Buker and Brian Love deliver a bank & fintech recap of May 2026 conferences
Banking, Talent, Tech & Innovation

Travillian’s Conference Crawl: What Amber & Brian Heard at Finovate, D.A. Davidson, Alloy Labs, and S&P Global

An honest, occasionally goofy recap from Travillian’s Amber Buker and Brian Love on what May’s biggest banking and fintech conferences revealed about talent, stablecoin, M&A, and the road ahead…

By
Travillian's Conference Crawl podcast: Amber Buker and Brian Love deliver a bank & fintech recap of May 2026 conferences
Banking, Talent, Tech & Innovation

Travillian’s Conference Crawl: What Amber & Brian Heard at Finovate, D.A. Davidson, Alloy Labs, and S&P Global

An honest, occasionally goofy recap from Travillian’s Amber Buker and Brian Love on what May’s biggest banking and fintech conferences revealed about talent, stablecoin, M&A, and the road ahead…

By
Matthew Smith, President and CEO of Rhinebeck Bank, on the Travillian Next podcast discussing community banking strategy and technology
Banking, Company Culture, Hiring Trends, Leadership, Strategy, Talent, Tech & Innovation

CEO Matthew Smith on Building Rhinebeck Bank’s Next 160 Years

Rhinebeck Bank CEO Matthew Smith on Community Banking, Open Architecture, and the Next 160 Years In this episode of Travillian…
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Matthew Smith, President and CEO of Rhinebeck Bank, on the Travillian Next podcast discussing community banking strategy and technology
Banking, Company Culture, Hiring Trends, Leadership, Strategy, Talent, Tech & Innovation

CEO Matthew Smith on Building Rhinebeck Bank’s Next 160 Years

Rhinebeck Bank CEO Matthew Smith on Community Banking, Open Architecture, and the Next 160 Years In this episode of Travillian…
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Heather Luck, EVP and Chief Financial Officer at Five Star Bank, sits down with Travillian's Amber Buker for an on-location, documentary-style interview filmed inside Five Star Bank.
Banking, Leadership, Talent

“We Don’t Carry Any Dead Weight” — Inside Five Star Bank’s Financial Engine with CFO Heather Luck (Part 2)

CFO Heather Luck, breaks down how one of California’s fastest-growing community banks keeps its efficiency ratio in the low 40s while spending big on people, tech, and branches…

By
Heather Luck, EVP and Chief Financial Officer at Five Star Bank, sits down with Travillian's Amber Buker for an on-location, documentary-style interview filmed inside Five Star Bank.
Banking, Leadership, Talent

“We Don’t Carry Any Dead Weight” — Inside Five Star Bank’s Financial Engine with CFO Heather Luck (Part 2)

CFO Heather Luck, breaks down how one of California’s fastest-growing community banks keeps its efficiency ratio in the low 40s while spending big on people, tech, and branches…

By
Michael Rizzo, EVP and Chief Banking Officer at Five Star Bank, sits down with Travillian's Amber Buker for an on-location, documentary-style interview filmed inside Five Star Bank.
Banking, Company Culture, Leadership, Talent

“A Sales Organization Masquerading as a Bank” — Inside Five Star Bank’s Culture-First (Part 1)

Michael Rizzo on how Five Star Bank built a nationwide mobile home park vertical from one referral and protects a “never-quit” culture at scale…

By
Michael Rizzo, EVP and Chief Banking Officer at Five Star Bank, sits down with Travillian's Amber Buker for an on-location, documentary-style interview filmed inside Five Star Bank.
Banking, Company Culture, Leadership, Talent

“A Sales Organization Masquerading as a Bank” — Inside Five Star Bank’s Culture-First (Part 1)

Michael Rizzo on how Five Star Bank built a nationwide mobile home park vertical from one referral and protects a “never-quit” culture at scale…

By
Executive reviewing comp data and compensation study binder in office, illustrating challenges in using comp data for bank hiring decisions
Banking, Talent

Why Comp Data Alone Won’t Win Your Next Executive Hire

Many community banks rely on comp data as a guidepost, but it rarely reflects the realities of the hire in front of them. Brian Love breaks it all down…

By
Executive reviewing comp data and compensation study binder in office, illustrating challenges in using comp data for bank hiring decisions
Banking, Talent

Why Comp Data Alone Won’t Win Your Next Executive Hire

Many community banks rely on comp data as a guidepost, but it rarely reflects the realities of the hire in front of them. Brian Love breaks it all down…

By
Mike Lettig and Jackson Brossy of Huntington Bank's Native American Financial Services team discuss the $26 billion federal contracting opportunity in Indian Country with Travillian host Amber Buker.
Banking

Banking the Nation: Huntington Bank Executives on the $26B Federal Contracting Opportunity in Indian Country

From dismantling misconceptions about tribal creditworthiness and sovereignty to uncovering a $26 billion federal contracting ecosystem most bankers have never heard of…

By
Mike Lettig and Jackson Brossy of Huntington Bank's Native American Financial Services team discuss the $26 billion federal contracting opportunity in Indian Country with Travillian host Amber Buker.
Banking

Banking the Nation: Huntington Bank Executives on the $26B Federal Contracting Opportunity in Indian Country

From dismantling misconceptions about tribal creditworthiness and sovereignty to uncovering a $26 billion federal contracting ecosystem most bankers have never heard of…

By
Highest-valued banks analysis showing deposits, discipline, and differentiation with banking performance charts and valuation metrics
Banking, M&A, Wall Street

What Sets the Industry’s Highest-Valued Banks Apart | Deposits, Discipline, and Differentiation

A closer look at why some banks command premium valuations, and how strategy, not just profitability, separates them from the pack…

By
Highest-valued banks analysis showing deposits, discipline, and differentiation with banking performance charts and valuation metrics
Banking, M&A, Wall Street

What Sets the Industry’s Highest-Valued Banks Apart | Deposits, Discipline, and Differentiation

A closer look at why some banks command premium valuations, and how strategy, not just profitability, separates them from the pack…

By
Scott Hildenbrand Piper Sandler discussing bank balance sheet strategy and boardroom leadership on Travillian Next
Wall Street, Banking

Balance Sheet Truths from Piper Sandler’s Scott Hildebrand, The Hardest Working Man in “Bank Land”

Scott Hildenbrand on Balance Sheet Strategy, Bank Boards, and Market Volatility Travillian’s Brian Love, Head of Banking and Fintech, and…
By
Scott Hildenbrand Piper Sandler discussing bank balance sheet strategy and boardroom leadership on Travillian Next
Wall Street, Banking

Balance Sheet Truths from Piper Sandler’s Scott Hildebrand, The Hardest Working Man in “Bank Land”

Scott Hildenbrand on Balance Sheet Strategy, Bank Boards, and Market Volatility Travillian’s Brian Love, Head of Banking and Fintech, and…
By
Cannabis banking illustrated through the supply chain from grower and processor to dispensary and community bank
Banking

Cannabis Banking and the Boardroom: What Bank Directors Need to Know Before Entering the Industry

What Should Bank Boards Know Before Banking Cannabis?  More than a decade into state‑level legalization, federal policy remains stuck in neutral, forcing institutions…
By
Cannabis banking illustrated through the supply chain from grower and processor to dispensary and community bank
Banking

Cannabis Banking and the Boardroom: What Bank Directors Need to Know Before Entering the Industry

What Should Bank Boards Know Before Banking Cannabis?  More than a decade into state‑level legalization, federal policy remains stuck in neutral, forcing institutions…
By
Jennifer Docherty, Bank on Women, Performance Trust Capital Partners
Banking, Leadership, Succession Planning, Talent

How Community Banks Can Build Stronger and More Diverse Bank Boards — Jennifer Docherty, Founder of Bank on Women

Jennifer Docherty of Bank on Women breaks down the structural dynamics that shape how directors are recruited, the research behind why reaching…

By
Jennifer Docherty, Bank on Women, Performance Trust Capital Partners
Banking, Leadership, Succession Planning, Talent

How Community Banks Can Build Stronger and More Diverse Bank Boards — Jennifer Docherty, Founder of Bank on Women

Jennifer Docherty of Bank on Women breaks down the structural dynamics that shape how directors are recruited, the research behind why reaching…

By
Chuck Nabhan, Managing Director and Equity Research Analyst at Stephens, discusses fintech valuations and core banking technology against a modern financial services backdrop.
Artificial Intelligence (A.I.), Fintech, Tech & Innovation

Beyond the Hype: Stephens’ Chuck Nabhan on the “Fact vs. Fiction” of Fintech Valuations

Keith Daly, Principal, Banking & Fintech Search at Travillian, sits down with Chuck Nabhan, Managing Director and Equity Research Analyst…
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Chuck Nabhan, Managing Director and Equity Research Analyst at Stephens, discusses fintech valuations and core banking technology against a modern financial services backdrop.
Artificial Intelligence (A.I.), Fintech, Tech & Innovation

Beyond the Hype: Stephens’ Chuck Nabhan on the “Fact vs. Fiction” of Fintech Valuations

Keith Daly, Principal, Banking & Fintech Search at Travillian, sits down with Chuck Nabhan, Managing Director and Equity Research Analyst…
By
Dimitar Karaivanov of Community Bank System and C.K. Lee of InterBank discuss bank strategy and leadership on the Wall Street to Main Street Travillian Next podcast
Wall Street, Banking

Wall Street to Main Street: CEOs Dimitar Karaivanov and C.K. Lee on Strategy, Talent, and Long-Term Growth

As community banks face rising complexity, tighter margins, and higher expectations from boards and regulators, leadership backgrounds are evolving. Dimitar…
By
Dimitar Karaivanov of Community Bank System and C.K. Lee of InterBank discuss bank strategy and leadership on the Wall Street to Main Street Travillian Next podcast
Wall Street, Banking

Wall Street to Main Street: CEOs Dimitar Karaivanov and C.K. Lee on Strategy, Talent, and Long-Term Growth

As community banks face rising complexity, tighter margins, and higher expectations from boards and regulators, leadership backgrounds are evolving. Dimitar…
By
Amber Buker and Andrew Liesch Q&A about Bank Director’s Acquire or Be Acquired (AOBA) conference in Phoenix, where discussions focused on bank strategy, technology, and competition beyond M&A.
Banking, M&A, Tech & Innovation, Wall Street

The Technology Takeover in the Desert: An AOBA Recap with Andrew Liesch, Travillian’s Head of Bank Strategy

Bank Director’s Acquire or Be Acquired has long been known as the industry’s marquee M&A conference. But this year in…
By
Amber Buker and Andrew Liesch Q&A about Bank Director’s Acquire or Be Acquired (AOBA) conference in Phoenix, where discussions focused on bank strategy, technology, and competition beyond M&A.
Banking, M&A, Tech & Innovation, Wall Street

The Technology Takeover in the Desert: An AOBA Recap with Andrew Liesch, Travillian’s Head of Bank Strategy

Bank Director’s Acquire or Be Acquired has long been known as the industry’s marquee M&A conference. But this year in…
By
Pathward bank leadership discussing culture-first talent strategy and innovation with Anthony Sharett, President at Pathward Bank
Talent, Company Culture

Culture as a Talent Magnet: How Pathward Earned an 84% Employee Satisfaction Score

Pathward’s culture-first approach has become a competitive advantage in attracting and retaining top banking talent…

By
Pathward bank leadership discussing culture-first talent strategy and innovation with Anthony Sharett, President at Pathward Bank
Talent, Company Culture

Culture as a Talent Magnet: How Pathward Earned an 84% Employee Satisfaction Score

Pathward’s culture-first approach has become a competitive advantage in attracting and retaining top banking talent…

By
Custodia Bank CEO Caitlin Long and Vantage Bank’s Shawn Main discuss digital assets, tokenized deposits, and community bank payments strategy.
Tech & Innovation, Digital Banking

The “Easy Button” for Digital Assets: How Custodia and Vantage Are Rewriting Payments for Community Banks

The discussion dives deep into the GENIUS Act, the rise of tokenized deposits, and the launch of a new bank-led consortium…

By
Custodia Bank CEO Caitlin Long and Vantage Bank’s Shawn Main discuss digital assets, tokenized deposits, and community bank payments strategy.
Tech & Innovation, Digital Banking

The “Easy Button” for Digital Assets: How Custodia and Vantage Are Rewriting Payments for Community Banks

The discussion dives deep into the GENIUS Act, the rise of tokenized deposits, and the launch of a new bank-led consortium…

By
Starion Bank leadership succession discussion with CEO Craig Larson and President Dave Rogstad
Talent, Leadership, Succession Planning

Succession Without Shortcuts: Lessons from Starion Bank’s President Search

Starion Bank CEO Craig Larson and President Dave Rogstad share the real story behind their leadership transition…

By
Starion Bank leadership succession discussion with CEO Craig Larson and President Dave Rogstad
Talent, Leadership, Succession Planning

Succession Without Shortcuts: Lessons from Starion Bank’s President Search

Starion Bank CEO Craig Larson and President Dave Rogstad share the real story behind their leadership transition…

By
Bank executives reviewing merger and acquisition strategy amid rising bank M&A activity
M&A, Wall Street

3 Takeaways from the Recent Surge in Bank M&A and 1 Forecast (Plus Deal-Related Stock Ideas for 2026!)

Bank M&A Activity Is Increasing as Regulatory and Economic Frictions Ease The bank M&A environment is on fire! In 4Q25 alone, there…
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Bank executives reviewing merger and acquisition strategy amid rising bank M&A activity
M&A, Wall Street

3 Takeaways from the Recent Surge in Bank M&A and 1 Forecast (Plus Deal-Related Stock Ideas for 2026!)

Bank M&A Activity Is Increasing as Regulatory and Economic Frictions Ease The bank M&A environment is on fire! In 4Q25 alone, there…
By
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Your Inside Look at Banking & Fintech

Travillian Next, launched in early 2020, is dedicated to producing original, behind-the-scenes content for the banking & fintech industries.