Community banks dominate small business lending but keep losing deposits to megabanks. The breakdown starts with business account opening — a process most banks can’t offer end-to-end. Here’s why, and how they can fight back for deposits.
Tech & Innovation
A Six-Year Build, Not a Three-Month Win: Patrick Slain of Stearns Bank on the BaaS Long Game
Most BaaS programs stumble on timeline and risk, not technology. A two-time builder breaks down what makes one work and the fintech red flags that end deals early…
By
Community Banking’s Stablecoin Moment: Why Now Is the Time to Act
Stablecore’s Alex Treece and Bank of Utah’s Branden Hansen on why now is the moment for community banks to act on stablecoins, from the GENIUS Act to new use cases, deposit risk, and the race with fintechs…
By
Community Banking’s Stablecoin Moment: Why Now Is the Time to Act
Stablecore’s Alex Treece and Bank of Utah’s Branden Hansen on why now is the moment for community banks to act on stablecoins, from the GENIUS Act to new use cases, deposit risk, and the race with fintechs…
By
What’s Changing in Bank Compliance, From Regulatory Oversight to AI: Ian Moloney, Chief Policy Officer at AFC
American Fintech Council’s chief policy officer on what’s changing for bank compliance teams, from reputation risk leaving the exam handbooks to where AI now fits into supervision…
By
What’s Changing in Bank Compliance, From Regulatory Oversight to AI: Ian Moloney, Chief Policy Officer at AFC
American Fintech Council’s chief policy officer on what’s changing for bank compliance teams, from reputation risk leaving the exam handbooks to where AI now fits into supervision…
By
Travillian’s Conference Crawl: What Amber & Brian Heard at Finovate, D.A. Davidson, Alloy Labs, and S&P Global
An honest, occasionally goofy recap from Travillian’s Amber Buker and Brian Love on what May’s biggest banking and fintech conferences revealed about talent, stablecoin, M&A, and the road ahead…
By
Travillian’s Conference Crawl: What Amber & Brian Heard at Finovate, D.A. Davidson, Alloy Labs, and S&P Global
An honest, occasionally goofy recap from Travillian’s Amber Buker and Brian Love on what May’s biggest banking and fintech conferences revealed about talent, stablecoin, M&A, and the road ahead…
By
CEO Matthew Smith on Building Rhinebeck Bank’s Next 160 Years
Rhinebeck Bank CEO Matthew Smith on Community Banking, Open Architecture, and the Next 160 Years In this episode of Travillian…
By
CEO Matthew Smith on Building Rhinebeck Bank’s Next 160 Years
Rhinebeck Bank CEO Matthew Smith on Community Banking, Open Architecture, and the Next 160 Years In this episode of Travillian…
By
Travillian’s Amber Buker Heads to S&P Global’s Community Bankers Conference: Nichols, LeBlanc, and Vansia on Stablecoin, Ownership, and the Talent Stack
Each spring, bank and fintech professionals take to the road for a whirlwind tour of the conference circuit, and this…
By
Travillian’s Amber Buker Heads to S&P Global’s Community Bankers Conference: Nichols, LeBlanc, and Vansia on Stablecoin, Ownership, and the Talent Stack
Each spring, bank and fintech professionals take to the road for a whirlwind tour of the conference circuit, and this…
By
Beyond the Hype: Stephens’ Chuck Nabhan on the “Fact vs. Fiction” of Fintech Valuations
Keith Daly, Principal, Banking & Fintech Search at Travillian, sits down with Chuck Nabhan, Managing Director and Equity Research Analyst…
By
Beyond the Hype: Stephens’ Chuck Nabhan on the “Fact vs. Fiction” of Fintech Valuations
Keith Daly, Principal, Banking & Fintech Search at Travillian, sits down with Chuck Nabhan, Managing Director and Equity Research Analyst…
By
The Technology Takeover in the Desert: An AOBA Recap with Andrew Liesch, Travillian’s Head of Bank Strategy
Bank Director’s Acquire or Be Acquired has long been known as the industry’s marquee M&A conference. But this year in…
By
The Technology Takeover in the Desert: An AOBA Recap with Andrew Liesch, Travillian’s Head of Bank Strategy
Bank Director’s Acquire or Be Acquired has long been known as the industry’s marquee M&A conference. But this year in…
By
The “Easy Button” for Digital Assets: How Custodia and Vantage Are Rewriting Payments for Community Banks
The discussion dives deep into the GENIUS Act, the rise of tokenized deposits, and the launch of a new bank-led consortium…
By
The “Easy Button” for Digital Assets: How Custodia and Vantage Are Rewriting Payments for Community Banks
The discussion dives deep into the GENIUS Act, the rise of tokenized deposits, and the launch of a new bank-led consortium…
By
How AI Is Reshaping Financial Product Discovery: A Follow-Up with Fintel Connect
Why AI-Driven Search Behavior Matters for Banks and Marketers Consumers are shifting from traditional search engines to AI tools like…
By
How AI Is Reshaping Financial Product Discovery: A Follow-Up with Fintel Connect
Why AI-Driven Search Behavior Matters for Banks and Marketers Consumers are shifting from traditional search engines to AI tools like…
By
Turning AI into Your Small Business CFO: A Conversation with Narmi and Grasshopper Bank
How AI Is Replacing Manual Small Business Financial Work Hosted by Keith Daly, Principal, Banking & Fintech Search at Travillian,…
By
Turning AI into Your Small Business CFO: A Conversation with Narmi and Grasshopper Bank
How AI Is Replacing Manual Small Business Financial Work Hosted by Keith Daly, Principal, Banking & Fintech Search at Travillian,…
By
Trailblazers Ep.5: Why International Payments Matter for Community Banks with Acceleron
This Travillian Next Trailblazers episode dives into the future of international payments for community banks and why getting this right…
By
Trailblazers Ep.5: Why International Payments Matter for Community Banks with Acceleron
This Travillian Next Trailblazers episode dives into the future of international payments for community banks and why getting this right…
By
3 Actionable Takeaways on AI for Community Bank Executives
Much like the introduction of the internet in the mid-1990s and the smartphone revolution 15 years ago, AI has the…
By
3 Actionable Takeaways on AI for Community Bank Executives
Much like the introduction of the internet in the mid-1990s and the smartphone revolution 15 years ago, AI has the…
By
The New Banking Playbook: Three Themes from the NEXT Forum
Last week, more than 150 bank executives and investors filled Lincoln Hall on the second floor of the Philadelphia Union…
By
The New Banking Playbook: Three Themes from the NEXT Forum
Last week, more than 150 bank executives and investors filled Lincoln Hall on the second floor of the Philadelphia Union…
By
Affiliate Marketing Strategies for Bank Leaders with Fintel Connect & Live Oak Bank
Amber Buker, Chief Research Officer at Travillian, sits down with Alana Levine, Chief Revenue Officer at Fintel Connect, and Melissa…
By
Affiliate Marketing Strategies for Bank Leaders with Fintel Connect & Live Oak Bank
Amber Buker, Chief Research Officer at Travillian, sits down with Alana Levine, Chief Revenue Officer at Fintel Connect, and Melissa…
By
What Banks Can Learn from EVP Rick Geloff and Bank of North Dakota’s Innovation Strategy
Host Amber Buker, Chief Research Officer at Travillian, sits down with Rick Geloff, EVP of Bank of North Dakota, to…
By
What Banks Can Learn from EVP Rick Geloff and Bank of North Dakota’s Innovation Strategy
Host Amber Buker, Chief Research Officer at Travillian, sits down with Rick Geloff, EVP of Bank of North Dakota, to…
By
Academy Bank on Laying the Foundation for a Fast BaaS Market Entry
Travillian Next host Amber Buker, Chief Research Officer at Travillian, sits down with David Robinson, Director of Fintech and Embedded…
By
Academy Bank on Laying the Foundation for a Fast BaaS Market Entry
Travillian Next host Amber Buker, Chief Research Officer at Travillian, sits down with David Robinson, Director of Fintech and Embedded…
By
From Commodity to Competitive: How Three Banks Build Winning Products
Ten years ago, it was hard to imagine a world where a customer would select a bank based on something…
By
From Commodity to Competitive: How Three Banks Build Winning Products
Ten years ago, it was hard to imagine a world where a customer would select a bank based on something…
By
The Bank That Thinks Like a Tech Company: How 50+ Engineers Are Redefining Security
What if your savings account was so secure that even your account number couldn’t be used to steal from you?…
By
The Bank That Thinks Like a Tech Company: How 50+ Engineers Are Redefining Security
What if your savings account was so secure that even your account number couldn’t be used to steal from you?…
By
What’s Stopping Banks from Using AI? Featuring Finov8r Founder Allan Rayson
Community banks can’t afford to wait. In this Travillian Next episode, Keith Daly, Principal, Banking & Fintech Search at Travillian,…
By
What’s Stopping Banks from Using AI? Featuring Finov8r Founder Allan Rayson
Community banks can’t afford to wait. In this Travillian Next episode, Keith Daly, Principal, Banking & Fintech Search at Travillian,…
By
Boom to Bust: The Partner Bank Boom Revisited
The Partner Bank Boom Revisited It’s a little untoward in journalism to acknowledge the writer. But to tell this story,…
By
Boom to Bust: The Partner Bank Boom Revisited
The Partner Bank Boom Revisited It’s a little untoward in journalism to acknowledge the writer. But to tell this story,…
By